The AHA assists any first-time homebuyer to determine their mortgage readiness and understand the home buying process by providing group workshops and one-on-one home buying counseling.

To schedule a one-on-one counseling session, please complete and submit the initial Intake Form and an AHA housing counselor will contact you to set up an appointment. Sessions are required in order to determine a potential buyer’s mortgage readiness.

The Financial Literacy Training provides five in-depth classes on Basic Banking, Credit, Budgeting, Identity Theft, and Understanding Insurance. Basic Banking provides information on different accounts that people can open and their benefits. Credit is an in-depth look into what credit is, how to attain good credit, and how to fix credit. Budgeting provides resourceful information on budgeting tools for the client as well as the household. Identity Theft illustrates the importance of keeping track of finances, what to do when you are a victim of identity theft, and the different ways identity theft occurs. Understanding Insurance provides information on different insurances available to homeowners, what to look for when shopping for insurance, and the importance of insurance. Click here to register.

The homebuyer workshop is a HUD-certified workshop that provides first-hand information from housing professionals. Participants will be provided information on the steps of the home-buying process, access to their home-buying team, and information on programs available to them, such as loan products and grant programs.

To complete the online Homebuyer’s Educational Workshop, you must be creditworthy and ready to move forward with the purchase of a home within 60 to 90 days of completing this workshop. The AHA strongly recommends that you meet with a housing counselor in advance of registering for a workshop if you are unsure of your mortgage readiness. To set up an appointment with a housing counselor click here! However, if you are sure of your status, please:

  1. Click here to register.
  2. Please Note, the price is $99. The fee includes the online workshop and materials used during the workshop, a tri-merged credit report, and a one-on-one counseling session.