THE AHA IS NOW ASSISTING HOMEOWNERS TO APPLY FOR THE NJ FORECLOSURE MEDIATION PROGRAM!

BEHIND ON YOUR MORTGAGE DUE TO UNEMPLOYMENT OR A REDUCTION IN INCOME?

FEELING TRAPPED AND HOLDING ON BY A THREAD NOT TO LOSE YOUR HOME?

DON’T WORRY! WE CAN HELP WITH THE FORECLOSURE MEDIATION PROGRAM!

IMPORTANT FACTS:

New Jersey courts oversee the state’s Mortgage Foreclosure Mediation Program (NJ FMP), which encourages borrowers and lenders to reach workable mortgage modification terms. In response to the foreclosure crisis in this country, many states implemented mediation programs to assist borrowers in finding ways to avoid foreclosure.  Mediation can save your home from foreclosure, yet too many homeowners enter the foreclosure process without an understanding of the type of relief that may be available to them. A qualified mediator can often help homeowners and banks can achieve consensus.

TO QUALIFY FOR MEDIATION WITH THE ASSISTANCE OF A HUD COUNSELOR:

• Property must be the subject of an active residential mortgage foreclosure process
• Mediation must be requested within 60 days after service of the foreclosure notice
• A homeowner must be living in the property & all borrowers agree to participate
• A homeowner must not be in an active bankruptcy

If you’re a homeowner facing foreclosure in New Jersey and qualify

CONTACT US ASAP AT 732-982-5072!

The Affordable Housing Alliance pursues a diverse and inclusive workforce. Applicants and employees shall not be discriminated against because of race, religion, sex, national origin, ethnicity, age, mental or physical disability, genetic information, creed, sexual orientation, nationality, income, gender (including pregnancy and gender expression) identity, color, marital status, veteran status, medical condition, ancestry, or any other classification protected by federal, state, or local law or ordinance.