Housing Stability

The Housing Stability department provides assistance to renters and homeowners seeking to stabilize their housing conditions.

Have a question? We can be reached by calling (732) 389-2958.

Counseling and Education

Housing Counseling and Homeowner Assistance Provided By The AHA Include:

  • Financial Capabilities Counseling: Financial capabilities counseling provides comprehensive resources including financial coaching and money management education aimed at assisting Monmouth and Ocean County residents move from financial difficulty to economic well-being.
  • Housing Counseling: The AHA assists first-time homebuyers in determining their mortgage readiness and understanding the process, foreclosure intervention, reverse mortgage counseling, and assisting seniors age-in-place through utilizing the equity in their home all through available 1-on-1 counseling sessions either in-person or virtual.
  • Housing Education: The options are Pre-Purchase Homebuyer and Post-Homeowner workshops. The Affordable Housing Alliance (AHA) and eHome America’s Housing Education courses are designed to help you understand the home-buying process, and what happens after you move into your new home. Learn about the steps in purchasing a home, obtaining mortgage financing and down payment assistance, planning for your new home, any new home expenses, expected maintenance costs, tax benefits, and when and who to contact if financial hardship happens unexpectedly.
  • Homeowner Rehabilitation: To assist municipalities with satisfying their COAH obligations, the AHA administers home rehabilitation assistance in some communities that will help income-qualified households make their homes safer and more energy-efficient.

Click HERE To Complete An Intake Form For One Of The Services Listed Above!

Representative Image of New Homeowners.

Mortgage and Rental Arrears

Ocean County Residents ONLY

  • Mortgage and Rental Arrears: The AHA offers financial assistance to eligible families and individuals whenever there are funding sources.
  • Please Note: To be considered for assistance with mortgage or rental arrears, all clients must be assessed by a housing stability counselor.

Click HERE to complete an intake for assistance with mortgage or rental arrears. 

Housing Stability Services

The Housing Stability Program provides financial counseling, foreclosure counseling, and linked arrears assistance for renters and homeowners seeking to stabilize their housing conditions. These can include such programs and resources as:

Ocean County Rehousing Services:

  • Provides short-term, future rental assistance and bundled services to help people experiencing homelessness obtain housing quickly, increase self-sufficiency, and stay housed, without preconditions.

Emergency Services:

  • Provides up to thirty days of temporary housing, nutritious meals, advocacy, stabilization, and supportive services for those individuals experiencing homelessness.

Transportation Services:

  • Provides access to taxi vouchers for employment, medical, educational, and other essential needs to eligible participants. Available to eligible Monmouth County residents.

Youth Services:

  • Programs designed to improve the academic performance of enrolled students through scholarships for tutoring, mentoring programs, and scholarships for full-day summer programs. Available to eligible Monmouth County residents.

Coordinated Entry:

  • Programs that are designed to assess and refer individuals experiencing homelessness. Available to eligible Ocean County residents.

Click On The Title Of A Service Listed Above To Complete An Intake Form!

Notify Me Of Housing Opportunities

      • The AHA is not accepting housing applications at this time. If you would like to receive e-mail notifications regarding housing opportunities and resources, using the link below, select ‘Please add me to a list to be notified of future locations’ when prompted on the intake.
      • In addition to the notifications, you will also receive a list of resources via e-mail upon completion of the form to assist with your housing search.


Click HERE to complete an intake to be notified of housing opportunities!